Income & expense tracker

Your entire financial life, in one clear view

Syncrofin is a free income and expense tracker that records every transaction in seconds — money in and money out, across 127 currencies. Categorise spending automatically, see your true balance and net for any period, and keep it all in one place, with no bank login.

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Woman relaxing at home checking her finances on the Syncrofin app
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Man paying at a cafe and tracking the expense on his phone
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Young woman smiling outdoors after checking her spending on her phone
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Log it in seconds

Add a transaction before the moment passes

The best expense tracker is the one you actually keep up with. Syncrofin strips entry down to what matters — amount, category, a quick note — so recording what you just spent takes a tap or two, not a form. The amount field scales as you type, and quick-add chips nudge the figure up in one press when you're logging round numbers on the go.

Every entry can carry the date, the time of day and its own currency, so a coffee bought abroad and a salary paid at home both land exactly as they happened. Nothing is rounded, nothing is assumed — what you enter is what you'll see later.

  • Two-tap entry — amount, category, done
  • Quick-add chips for fast, round amounts
  • A 100-character note for the details that matter
Adding a transaction fast in the Syncrofin income and expense tracker
Sorted as you go

Spending that categorises itself — you stay in control

Type a word like "coffee" or "cab" in the note and Syncrofin reads it, then suggests the right category for you to accept with a tap. It's the speed of automatic sorting without the annoyance of software deciding for you — the suggestion is offered, never forced, so your books always reflect what you meant.

Ten expense categories and nine income categories cover the whole of everyday money, each with its own colour so a glance down your list tells a story before you've read a single number. When your spending leans hard one way, you'll see it instantly.

  • Smart suggestions from your note — tap to accept
  • 19 colour-coded categories across income and expenses
  • Nothing is filed without your say-so
Automatic spending categories in the money tracker app
Built for money that travels

Record every amount in the currency you actually paid

Earn in one currency, spend in another, save in a third? Syncrofin is a multi-currency expense tracker where the currency lives on each transaction, not the account — so each currency stays exactly what it is. It's the everyday money app for travellers, remote workers and anyone whose finances cross a border.

With 127 currencies to choose from, you record exactly what happened and see precisely what you hold in each — no guessed conversion, no blurred single total hiding the truth. Your numbers stay honest, whichever country you're standing in.

  • 127 currencies, one per transaction
  • Each currency shown exactly, side by side
  • Formatting that follows each currency\u2019s own conventions
Recording an expense in any of 127 currencies while travelling
The numbers that matter

Income, expenses and what's left — for any stretch of time

Four figures answer the questions you actually ask: how much came in, how much went out, what's your net, and your average spend per day. Pick a week, a month or a custom range and Syncrofin totals the whole period — not just the entries on screen — so the summary is always the real one.

Your list groups by day with a running net beneath each, and quietly hides days that held only transfers rather than printing a misleading zero. It's a money tracker that tells you where you stand at a glance, then lets you dig deeper when you want to.

  • Income · Expenses · Net · Avg/day, over the full period
  • Daily grouping with a per-day running total
  • Week, month or a range you choose
Reviewing income, expenses and net totals for the period
No signal, no problem

Track on a plane, a metro, or the middle of nowhere

Money doesn't wait for a connection, and neither should your tracker. Add and edit while offline — everything saves to your device the moment you tap, then syncs on its own the next time you're online. You'll never lose an entry because the signal dropped.

And because Syncrofin needs no bank login, there's nothing to connect and no credentials to hand over — you own your records, on your phone, private by default. It's an offline expense tracker that respects both your time and your data.

  • Full offline entry, auto-syncs on reconnect
  • No bank connection, no credentials to share
  • Your data stays on your device, private by default
Tracking expenses offline on a train with the Syncrofin app
Questions

Tracking income and expenses, answered

Yes. Recording income and expenses is free and unlimited in Syncrofin, for as long as you use the app — it's one of the two things that stay free forever, along with splitting group expenses.
Absolutely. Log salary, freelance payments, refunds, dividends and more alongside everyday spending, each in its own category — so your net position is always the full picture, not just what left your pocket.
Each transaction carries its own currency from a list of 127. Amounts are kept separate and shown exactly as recorded, rather than merged into a single converted figure at a rate that could be out of date.
No. There's no bank login and no account linking. You add records yourself, which keeps your data private and means setup takes about a minute.
Yes. You can add and edit transactions offline; changes save to your device instantly and sync automatically the next time you're connected.

There’s much more to explore…

Start tracking your money in one clear view

Free to download. No bank login. Set up in about a minute.

Get it on Google Play